Scams evolve, but red flags rhyme:
• Guaranteed returns or risk-free income. • Pressure to act fast or keep things secret. • Requests for upfront fees or gift cards. • Impostors posing as banks, tax authorities, or payment apps.
Protect yourself Use unique passwords and a password manager. Enable two-factor authentication. Verify URLs and sender addresses. When in doubt, stop and independently contact the company using a trusted channel.