American Express Black Card – Explained

The full review of American Express Black Card: You can not really discuss this American Express Black Card fully without first of all giving an overview of the meaning of the American Express Black Card. In this post, we detailed all you need to know about American Express Black Card. Now the question below.

What is American Express Black Card

The American Express Black Card is the type of card that isn’t readily available to anyone. It’s considered a black card for the fact that it’s a charge card that’s offered to high-net-worth individuals (HNWIs) through an invitation. It makes more sense if you think of it as an exclusive club that you may not just apply to join.

Most times, American Express black card is referred to as the centurion card following its distinctive black color.

Because the American Express Black card is quite expensive there are new high-end cards with great benefits also which comes without annual fee. It may just be an alternative to the highly expensive centurion card known popularly as American express black card. To get this you must certainly request for an invite to apply for it.

What you should know about American Express black card

The official name of the Amex “black card” is the Centurion® Card from American Express (This should not be confused with the more recent Mastercard® Black Card™).

How to get the American Express Black Card? The application process

The American express black card like we said earlier can only be gotten through invite. This means that there is no online application for the card. You have to request an invite for the American Express black card.

To Apply for American Express Black Card follow below guide and ideas suggested by people who successfully applied and got one

According to users report to apply for the card interested person should observe the following. Not this is just for the invite.

1. Use other Amex cards
2. Be an active cardholder for at least a year
3. Charge at least $250,000 per year (though some estimates are as high as $450,000)

Below are generally some information you may need to know about the American Express Black Card

Spending Limit: As long as your balance is paid off in full every month there is no spending limit with the American Express Black Card.

Difference Between the Black and Platinum Cards:  For the American Express Platinum card a solid credit score and income are necessary to qualify. Also there is annual membership of $695 and cardholders get a variety of travel perks including access to Centurion, Delta, and Airspace lounges as well as benefits from hotels, car rental privileges, and concierge services. There are other benefits you may find out when you get the card.

Conclusion:

Start the process of securing the American Express Black Card by requesting an invite. I have noticed that some centurion cards have gold writing and graphics and some have silver, just curious what the difference or meaning to that is if any one knows.